International Shipping Insurance

Relocating? Protect your personal belongings during shipment with low rates for Baymac members provided by Clements Worldwide

Transporting your personal belongings with confidence can make all the difference to you when moving abroad. That is why Clements Worldwide offers comprehensive Personal Property insurance to cover your household effects. Your items will be protected with international shipping insurance while in transit to your destination, during your assignment overseas, and on the return journey home, so that you never have a break in coverage.

Key Benefits

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    Full Replacement Cost Paid on Claims

    Clements will not depreciate or just pay cash value for your damaged or lost property like other insurers may do. We even cover breakage.

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    No Gaps in Coverage

    Your items will be protected from the moment they are shipped from your home and throughout transit. Coverage also extends to the entirety of the overseas stay and throughout your return trip home. Continuous coverage means any covered loss will be paid, no matter where it occurs.

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    Free USD 500,000 Personal Liability Protection

    Every Clements Personal Property policy includes complimentary personal liability coverage, so that you are financially protected in case someone is injured while on your property or if damages affects others.

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    Protect What You Value the Most

    Most household effects will fall under unscheduled coverage. However, for high-value items, Clements offers the option of scheduled coverage for items such as jewelry, artwork, or computers so that you can have peace of mind while shipping your valuable goods.

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    Coverage Available for Commercial Storage

    Clements offers coverage for any items you may leave behind in a storage facility while you are overseas, so that you don’t leave anything to chance and have peace of mind.

Comprehensive coverage
Truly worldwide coverage for breakages, marring, theft , fi re, denti ng, scratching, or loss.
Optional Extensions
Get additional umbrella liability coverage up to USD 3,000,000 as well as coverage for items
left in commercial storage.
Location of coverage
Coverage is available worldwide while on temporary or permanent assignment.
Deducti ble Starts at USD 250 per loss
Deductible
Starts at USD 250 per loss
Minimum Policy Value
Value USD 5,000.00 of Unscheduled Foreign Residence Coverage
Scheduled Items
Optional. Scheduled items should be valued at USD 500 or more, an appraisal or purchase
receipt is required for each item valued at USD 10,000 or more. Scheduled items are not
subject to deductible.
Exclusions
Standard war exclusion applies. Coverage not available for the following items: animals,
boats, automobiles, motorcycles, aircraft, other conveyances and/or their furnishings
and appurtenances, accounts, bills deeds, evidences of debt, lett ers of credit, passports,
documents, stamps, securities, railroad or other tickets. Coverage not applicable to general
wear and tear, and gradual deterioration. See contract for more details.

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