health insurance
Cigna Global Expat Health Plan
Health Insurance That
Knows No Borders
As an expat, you live a global lifestyle but often with constraints. Especially when it comes to finding health insurance that is flexible enough to cover your unique circumstances.
This is why we’ve partnered with Clements Worldwide to offer the Cigna Global Expat Health Plan to Baymac members and their families. It’s protection for you, protection for your family — no matter where to live, work or play.
Open up access to world-class, comprehensive health insurance, and enjoy member-exclusive discounts on enrollment and premiums.
Designed With Global Expats in Mind
Global Coverage
U.S. & Non-U.S. Options
Lifetime Coverage
Flexibility
Customise Your Own Plan
Portability
Product Highlights
Clements Worldwide®
Baymac®
Cigna Global
EXPAT HEALTH PLAN
Traditional health insurance doesn’t work for expats, which is why we’ve partnered with Clements to do something different. International coverage and flexible options, all curated for a global lifestyle.
- Global & optional coverage areas
- Coverage options USD 1 M to unlimited
- Discounts for Baymac Members
- Most pre-existing conditions covered
- Flexible payment plans & discounts
- Multiple deductible options
- A la carte supplemental coverage available (dental, vision, and medical evacuation)
- Tailored quote for your specific needs
- Globally applicable including U.S. citizens/residents and their families
Conditions and restrictions apply. See policy terms and conditions.
Traditional health insurance doesn’t work for expats, which is why we’ve partnered with Clements to do something different. International coverage and flexible options, all curated for a global lifestyle.
- Global & optional coverage areas
- Coverage options USD 1 M to unlimited
- Discounts for Baymac Members
- Most pre-existing conditions covered
- Flexible payment plans & discounts
- Multiple deductible options
- A la carte supplemental coverage available (dental, vision, and medical evacuation)
- Tailored quote for your specific needs
- Globally applicable including U.S. citizens/residents and their families
Become a
Baymac Member
Register for free to explore all our products, membership benefits, and request quotes.
Why Choose
- Leading Medical Insurer
- 1,275,000 Health Care Providers In The United States
- More Than 1.7 Million Health Care Providers Worldwide
- 24/7 Access To Multilingual Service Centres
- Mobile App Accessibility
- Underwriting Available For Most Pre-Existing Conditions
Benefits are subject to the Conditions of Coverage.
Access Care, Anytime, Anywhere
myCigna
Your Secure Member Portal
Your Cigna health plan gives you more than just coverage. It offers holistic, seamless support for you and your family’s well-being.
24/7/365 access to all your plan details, live support, and on-demand board-certified doctors from the comfort of your home.
Cigna Wellbeing™
The Cigna Wellbeing™ app provides you with a host of tools and features to help you manage your health and well-being.
Convenient global telehealth right at your fingertips. 24/7 access health programs and opportunities to improve your lifestyle and wellness, at home, work, or on-the-go.
Frequently Asked Questions
There are varying levels of plans and price points, including Silver, Gold, and Platinum. US$1m / US$2m / Unlimited.
You have the option for worldwide cover, excluding or including the USA. Or you have the option to just choose your home country and country of residence.
Pre-existing conditions can be underwritten for most conditions. No automatic 12-month exclusion.
Yes. Vision care covering your eye tests, spectacle lenses, spectacle frames, prescription sunglasses and contact lenses, and a wide range of preventative, routine, and major dental treatments can be added as an additional module of cover.
Yes. Inpatient only is an available option, but should you need the added protection you may also include International Outpatient cover.
Claims submission is available via the online portal and myCigna mobile application with live claims monitoring capability.
Borderless Health Insurance Solutions
Designed with expats and their families in mind. Baymac partners with best-in-class service providers to negotiate custom healthcare insurance products to suit the unique requirements of your profession and lifestyle. Register for free to explore all our insurance plans and membership benefits.
