You’ve chosen to live and work abroad for the freedom and adventure it affords you. But a jet-setting lifestyle isn’t always so glamorous. Traditional health insurance and financial policies don’t travel with you.
Enter Baymac.
Truly borderless protection for your health, business, and family — no matter where you are.
Insurance and Financial Solutions
A career spent moving comes with constraints. Which is why we have worked with our partners to develop custom coverage exclusive to the experiences of expats, pilots, and aviation professionals.
Exclusive Solutions. Proven Results.
Health Insurance
Loss of Income
Life & Critical Illness
Pension Plan
Advisory Services
More than just insurance, Baymac offers a comprehensive scope of advisory services for your business, organisation, personal, and financial life.
Management Consultancy
Legal Services
Offshore Company Formations
Accountant & Tax Management
Why Baymac?
Borderless Solutions
Life without borders.
Baymac benefits, products, and services that move with you around the world.
Seamless Experience
Simple solutions fast. Baymac members get dedicated Member Service Executives for exceptional on-demand service.
Group Rates & Better Coverage
Designed with you in mind. In partnership with leading global providers we design custom insurance and financial solutions at discounted group rates.
Advocacy
Guidance and support you need to file a claim. We are available 6 days a week to advocate on your behalf.
What Makes Us Different?
Founded by pilots, aviation professionals, and expats, we understand the constraints life as a global citizen creates. We are your advocates no matter where you live, work, or play.
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What do you receive as a Baymac Member? |
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Impartial Advocacy - We represent you! |
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Exclusive Policies - Customised for our member groups |
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Extraordinary Value - Negotiated group rates |
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Bundle & Save |
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Membership Rewards |
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Advisory Services - Benefits other than insurance |
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Transparency |
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Worldwide Customer Service - One-on-one support |
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Why Join the Baymac Member Family?
Borderless coverage doesn’t need to be complicated. Register for free to learn more about the growing suite of products and services offered through our list of best-in-class global partners.
When you’re ready, request a quote and become a Baymac member for as low as $75 a year to access certainty, freedom, and protection for you and your family.
Become a
Baymac Member
Global coverage, better rates, and a seamless experience. Baymac Members enjoy life without risk, worry, or constraint.
What Members Say
I was introduced to Baymac in 2016 through a friend of mine. After getting in touch with them over email and a few phone calls, I found that from the very start they were helpful and answered all my queries patiently. They helped me understand the various products that were being offered to us as pilots and I then selected what best suited my needs. I have been a member of Baymac since 2016 and have made a few changes to my insurance policies for both the Loss of Licence as well as the Personal Health Insurance cover for me and my family.
Renewals are hassle free and any amendments are notified in advance. I currently have VUMI as my health plan and I am very happy with it. I plan on staying with the plan long term, even after retirement.
If you are looking for a comprehensive Loss of Income as well as Health Insurance, get in touch with a Baymac’s Member Executive and they will simplify the process and help you with information on what is offered to their members.
Cyrus
Captain, United Arab Emirates
I have been a Baymac member for a couple of years. It was through recommendations by fellow pilots that I purchased the Pilot VIP plan.
I have never had a problem and I am really impressed by the support I always receive at any time from the Baymac Member Executives Team. My questions are answered immediately and any concern I have, I always receive support. Thank you for all your attention and help over these many years. I can with confidence easily recommend Baymac to others.
Maike
Captain, Turkey
I have been in the aviation business for close to 40 years as an airline pilot. Sadly I was laid off during the COVID pandemic and now should be starting out with a new outfit as a A320 Simulator Instructor.
I have been a member of Baymac and on the VUMI-Baymac Pilot VIP Health Plan since the product was introduced in the Middle East years ago. It’s an amazing product for pilots, especially post retirement. I don’t think there is a product in the market to match it as far as scope of coverage and the various advantages it offers.
I have had to use the plan for my wife and the system worked extremely well with the entire pre-approval and reimbursement process. To that end I have had to deal with Baymac’s providers in the US and their response has been prompt and helpful.
Both the team in the U.S. and Dubai have been very prompt in their responses and very helpful. Over the years Baymac’s Member Service Representative, Gavin, has been extremely helpful, proactive and is very knowledgeable about all the Baymac products. His information and advice is always accurate and I can always rely on him any time of day or night for any kind of help related to my policy.
I have recommended the Pilot VIP Health Plan to quite a few of my colleagues at Emirates Airlines all of whom have enrolled and are now members of Baymac.
Kass
Captain, United Arab Emirates
Time flies and it’s been 5 years since switching to the VUMI-Baymac Pilot VIP Health Plan. In August, 2022 I went into hospital in London to have an emergency heart procedure that required fitting four stents. It seems annual check up’s and even stress ECG’s that are covered in the Pilot VIP Plan do not highlight every issue. I was told that my blockage was in the 85 to 90% region and I could have easily had a fatal heart attack.
During this whole episode Baymac and VUMI could not have been more helpful. Approvals were given promptly and just last week the full amount ($35,000) less $1,000 deductible was reimbursed to my bank.
What can I say to you but thank you and your staff for giving myself and my wife such care. I will continue to recommend your company at every opportunity.
Ian
Chief Pilot, Thailand
I have been a Baymac member for a number of years now and I would like to express my gratitude for the excellent service provided by the Baymac’s Member Executives Team, VUMI, and all associated partners in Brazil who provided outstanding support during an extremely difficult time when my 9 year old son was diagnosed with Leukaemia.
By providing the necessary support he was able to get unrestricted treatment at the Sabara Children’s Hospital in São Paulo (Brazil) and is on the path of recovery.
Special thanks also to the Sabara Children’s Hospital, who has an amazing team taking care of all children.
Thank you all for helping save my son’s life!
Robert
Captain, United Arab Emirates
I’d been relying on my company medical plan for over 15 years without any issues but as my age started to encounter complications and my grown-up kids started to “fall off” company cover I decided to look for additional options.
Since other providers only covered in-patient treatment I decided to go with the VUMI-Baymac Pilot VIP Health as it offered international cover for all my family and covered both routine out-patient cover as well as for the more serious in-patient scenarios (that I was unknowingly going to need in the future). My timing was fortuitous as soon after I lost my job (and thus the company’s medical cover) due to COVID.
My experiences with the plan couldn’t have been better. Not only have my family used it for visits to the GP or for Physiotherapy but we’ve also needed to use it for hospitalisation abroad as well as for major spinal, orthopaedic and neuro-surgery here in Dubai but also in the UK. On almost all of these major instances direct billing was available, and during the one time I have had to submit a claim my money was refunded within 2 weeks of raising the claim.
Throughout all these events I was always able to talk to the friendly Baymac representatives in Dubai who took the time to guide me through the procedures and answer any of my questions.
Even though I'm now thankfully back working with medical benefits again I've decided to remain on the Pilot VIP Health Plan as it still covers my grownup children and I can also use it after my retirement; which is getting ever closer. Many thanks to all the team at Baymac!
Richard
Captain, United Arab Emirates
We decided to take out the VUMI-Baymac Pilot VIP Health Plan in 2018 – a safety net we hoped never to use.
Unfortunately late 2021 my wife needed a bladder biopsy but due to covid delays with the medical system in my country and faced with uncertainty we decided to seek consultation in another country. Because of being on the Pilot Plan we were able to do this and in Jan 2022 I was diagnosed with cancer. We were so relieved to know that the VUMI plan allowed us the freedom to choose the doctor, & that the surgeries and treatments recommended were covered.
We are so incredibly grateful to everyone at Baymac for the kindness and support they gave during an extremely stressful period in our lives. They helped us during the claims process, which was promptly dealt with, and we received the reimbursement (minus the deductible) very quickly. It was so comforting to know that we had Baymac as part of our team in our cancer battle.
Robin & Pat
Retired Captain, United Arab Emirates
Baymac offers a variety of services for expat Pilots at competitive rates. As we don’t know what the future brings, I decided to take out the VUMI-Baymac Pilot VIP Health Insurance to be covered in case of a major event. Luckily I haven’t used it.
The service provided is great and the responses for any query are fast and clear from the Middle East team, big thanks to the Member Executives Team for helping me out with any concern or clarification about the services Baymac offer.
Hans
Captain, United Arab Emirates
Our Partners
As a Baymac Member, you’ll save on best-in-class insurance and legal services from our global partners that offer freedom and protection for you and your family.
Trusted for more than 30 years, VUMI is an international health insurance company offering exclusive major medical insurance products and VIP medical services to individuals and companies worldwide.
Clements has been a leading provider of international insurance solutions for expatriates and organisations for over 75 years. Through experience and coverholder status Clements can offer market leading solutions such as Loss of Income, Car, Property and high-risk insurance in over 170 countries.
Equilibrium delivers international pension solutions to solve the future retirement needs of hard-working individuals worldwide.
An award-winning law firm focused on high-value and complex litigation, Stewarts Law has maintained an international reputation for excellence for more than 30 years.
Tuman offers a suite of insurance options, including health insurance, critical illness, and disability for expats and their families.
Are you ready for a global life without constraint?
Join our Baymac member family to get exclusive access to borderless benefits and solutions that solve the unique challenges you experience as a global citizen.
Peace of mind no matter where you choose to live, work, or play.
