health insurance
VUMI®-Baymac®
for Pilots
Health Insurance That Knows No Borders
In partnership with VUMI® Group, I.I., we’ve created VUMI®-Baymac® Pilot VIP Plans to support the unique healthcare needs of pilots and their families.
Baymac members & their families get exclusive access to comprehensive benefits that often exceed those provided by employers. We offer affordable premiums for singles, families, and those entering retirement.
VIP healthcare coverage has no hidden conditions and offers Members additional options, including deductible offsetting, Second Medical Opinion VIP®, telemedicine, 24-hour emergency service, and much more.
Peace of mind wherever you fly.
Designed With Pilots in Mind
Global Coverage
Portability
Lifetime Coverage
USA & Non-USA Coverage
Competitive family rates
Wellness, nutrition, & psychological benefits
Which VIP plan is right for you?
VUMI®-Baymac®
Pilot VIP
HEALTH PLAN
- Pilots & their dependents (including U.S. expats)
- USD 5 M annual coverage
- Most pre-existing conditions covered
- Travelers who need U.S. coverage
- Children under 11 free
- Individual plans available for adult children 24+
- Ideal for expat families with dependents living at home or in school overseas
VUMI®-Baymac®
Pilot VIP ALT
HEALTH PLAN
- Pilots & their dependents (excluding U.S. citizens/residents)
- USD 3 M annual coverage
- Most pre-existing conditions covered
- Travelers who do not need U.S. coverage
- Ideal for single pilots, couples, and families with young children (under 24)
VUMI®-Baymac®
Aviation VIP
HEALTH PLAN
- Aviation professionals & their dependents (including U.S. citizens/residents)
- USD 5 M annual coverage
- Most pre-existing conditions covered
- Deductible Options: $500 & $1000
- Travelers who do not need U.S. coverage
- Children under 11 free
- Ideal for expat families with dependents living at home or in school overseas
Ready to get covered for less than $5 / day?
Become a
Baymac Member
Global coverage, better rates, and a seamless experience. Baymac Members enjoy life without risk, worry, or constraint.
- Superior Coverage
- Global Coverage Including or Excluding U.S.
- Post-Retirement Benefits
- Deductible Offsetting
- No Lock-in Period
- Family Options
- Choice of Doctor or Medical Facility Worldwide
- Emergency Medical Evacuation
- Preventative Health & Dental Checkup
- Vaccine Coverage
Benefits are subject to the Conditions of Coverage.
Part of an international group with 35 years of experience in the healthcare industry, VIP Universal Medical Insurance Group (VUMI®) is a privately owned international health insurance company offering exclusive major medical insurance products and VIP medical services to private corporate clients worldwide.
Excellence in Healthcare Worldwide
Feature Spotlight
A secured platform, MyVUMI is your 24/7 access to policy information and important documents right at your fingertips. Send medical notifications and claims, download your VUMI® membership card and review the certificates of coverage anytime, anywhere.
Log in to the MyVUMI insured portal at
www.myvumiportal.com or download the MyVUMITM app.
Frequently Asked Questions
Yes, absolutely. Family members and dependents are welcome to join any of our VIP Health plans at any time during the policy term. Dependents 24 years and older may transition onto their own plan with the same benefits.
The Pilot VIP Health Plan provides worldwide coverage including medical services utilised in the USA. Our Pilot VIP ALT Health Plan and Aviation VIP Health Plan provide worldwide coverage excluding the USA.
Yes. All of our VIP Health Plans are designed for insureds to be able to continue on if they change employers or lose jobs. Insureds and their families can remain on the plans indefinitely.
Yes. More often than not this level of cover is only optional and will increase your premiums significantly. Nevertheless, injuries during the training or practice of Hazardous Hobbies and/or Professional Sports are covered under the VIP Health Plans 100% UCR.
Yes. All our VIP Health Plans cover pre-existing conditions subject to medical underwriting and acceptance. Once approved by the insurer your pre-existing condition will be covered after a 12 month waiting period.
Providing a fully comprehensive level of cover for a critical illness is a major worry for our members. You can rest assured, all of our VIP Health Plans have full coverage along with very high annual limits of up to US$5m per person.
Borderless Health Insurance Solutions
Designed with pilots and their families in mind. Baymac partners with best-in-class service providers to negotiate custom exclusive worldwide healthcare insurance products to suit the unique requirements of your profession and lifestyle. Register for free to explore all our insurance plans and membership benefits.
