LOSS OF INCOME
Global Protection for CCL Aviation
Don’t Let Injury and Illness Alter Your Flight Plan
If you couldn’t fly due to an illness or injury, is your income grounded with you? With one in four people facing disability at some point in their career, it’s time to plan for the unexpected.
We have partnered with Clements Worldwide to provide our members with world-class loss of income and disability insurance solutions. We’ve calibrated an exclusive comprehensive policy that meets the unique needs of CCL Aviation pilots, no matter where you land.
Our exclusive plan comes with all conventional benefits but removes the requirement of loss or suspension of your license or medical certificate. Plus, you can tailor the policy to your needs.
Exclusively for Baymac. Exclusively for Pilots.
Global Protection Exclusively for Pilots
Monthly Payout
No Medical Tests & Underwriting
Pre-Existing Conditions Covered*
Benefit & Waiting Period Options
Portability
Preferred Group Rates
Product Highlights
Clements Worldwide®
Baymac®
CCL Aviation Pilot
LOSS OF INCOME
PROTECTION PLAN
A global group plan, exclusively created for all members of CCL Aviation who are actively employed and working as a pilot.
- Broad Coverage - Both injury and illness covered; war and terrorism included
- No Medical Tests or underwriting required for eligible pilots
- Choice of Benefit period: 24 month or 36 month and waiting period 60 days for both options
- *Pre-existing conditions covered except any pre-existing condition that occurred within 12 consecutive months before policy inception
- Temporary Total Disability (TTD) provides a monthly benefit of up to 75% of your gross monthly salary from your own occupation including any allowances and benefits.
Conditions and restrictions apply. See policy terms and conditions.
Enroll today
Are you Actively At Work?
If you’re actively employed as a working pilot, contact your CCL Aviation representative to enroll and receive your personal Baymac membership and relevant information. Once enrolled, Clements Worldwide will add you to the group policy for CCL Aviation pilots.
Have questions? Book a call to speak with a Baymac Member Service Representative.
Reputable Underwriter
Lloyd’s of London is the world’s leading marketplace for commercial, corporate and specialty risk solutions. They are made up of more than 50 leading insurance companies, over 380 registered Lloyd’s brokers and a global network of over 4,000 local coverholders, including Clements Worldwide.
Why Choose
- Full Service Brokerage with Experience Since 1947
- Individual and Group Solutions
- Lloyd’s of London Coverholder
- Recipient Of The Independent Insurance Agents & Brokers Of America’s Best Practices Award since 2008
- Ability To Provide Solutions In Over 170 Countries
- Fully Customised Solutions
- Dedicated Multilingual Staff
- Preferred Provider Of International Insurance Solutions For Many International Organisations And Expats
Benefits are subject to the Conditions of Coverage.
Global Aspirations Without Limitation
Insuring peace of mind so you can live and operate anywhere in the world
75+ years of excellence
Become a
Baymac Member
Global coverage, better rates, and a seamless experience. Baymac Members enjoy life without risk, worry, or constraint.
Frequently Asked Questions
No. The plan has the advantage of not being a conventional loss of licence. Regardless of the validity or status of your pilot’s licence or medical certificate, provided you are declared totally disabled due to an illness or injury by a registered medical practitioner, the policy will pay the benefit amount on completion of the selected waiting period.
55 years for both temporary total disability (TTD) and permanent total disability (PTD).
US$10,000 per month or up to 65% of your gross monthly income. And up to US$250,000 in the event of a permanent disability.
Pilots up to age 49 – up to 60 months.
Pilots aged 50-54 – up to 36 months.
Pilots aged 55-62 – up to 24 months.
Only conditions in the previous 12 months of policy inception or renewal are not covered.
Pre-Existing Condition means any physical or mental impairment, defect, degenerative process, infirmity, or condition whether diagnosed or not, for which the Insured Person has sought medical advice, diagnosis, treatment or counselling or of which the Insured Person was or should reasonably have been aware of at any time during the 12 consecutive months preceding the effective date of this Insurance.
This policy is not a life insurance policy and therefore no benefit will be paid to beneficiaries. Life insurance benefits are available to purchase separately. Click HERE to learn more.
Solutions for the Unexpected
Designed with pilots in mind, Baymac has partnered with the best-in-class loss of income and disability insurance provider to create an exclusive loss of income product to suit the unique needs of pilots. Register for free to explore all our insurance plans and membership benefits.
